Citizens Bank Corporation

                                                          120 Mackinaw Trail

                                                           P.O. Box 40

                                                           LeRoy, MI. 49655

                              Let the girls at Citizens, help you with all your banking needs.

                                         Contact :  Pat Grzybowski & Tammy Nelson

                                         Ph. No. : (231)768-4489

                                         Fax  : (231)768-5337

                                         Web Page : www.citizensonline.com